@inproceedings{SUC10, Abstract = {We consider a new form of authenticated key exchange which we call \emph{multi-factor password-authenticated key exchange}, where session establishment depends on successful authentication of multiple short secrets that are complementary in nature, such as a long-term password and a one-time response, allowing the client and server to be mutually assured of each other's identity without directly disclosing private information to the other party. Multi-factor authentication can provide an enhanced level of assurance in higher-security scenarios such as online banking, virtual private network access, and physical access because a multi-factor protocol is designed to remain secure even if all but one of the factors has been compromised. We introduce a security model for multi-factor password-authenticated key exchange protocols, propose an efficient and secure protocol called $\MFPAK$, and provide a security argument to show that our protocol is secure in this model. Our security model is an extension of the Bellare-Pointcheval-Rogaway security model for password-authenticated key exchange and accommodates an arbitrary number of symmetric and asymmetric authentication factors.}, Author = {Douglas Stebila and Poornaprajna Udupi and Sheueling Chang}, Booktitle = {Eighth Australasian Information Security Conference (AISC 2010)}, Editor = {Colin Boyd and Willy Susilo}, Keywords = {multi-factor authentication, passwords, key exchange, cryptographic protocols}, Month = {January}, Note = {Full version available as \cite{SUC10full}}, Organization = {Australian Computer Society}, Pages = {56--66}, Series = {Conferences in Research and Practice in Information Technology}, Title = {Multi-Factor Password-Authenticated Key Exchange}, Url = {http://crpit.scm.uws.edu.au/abstracts/CRPITV105Stebila.html}, Volume = {105}, Year = {2010}}